Atlanta Daily World

Piggy bank standing on dollars

When it comes to saving money, most people begin with the best intentions. But any financial expert will tell you that intentions do not amount to anything when it comes to growing your savings, which takes planning and discipline.

“If you want to save, you have to be very diligent with your money, even people earning a good income,”Dorethia Kelly, a Detroit, Michigan-based personal finance expert and author of #MoneyChat: The Book tells NewsOne. “You will be surprised when you evaluate your spending at the end of the month and see where you could have saved here and there by cutting back on excesses like going out with friends.”

Here, Kelly provides five tips for building your savings:

1.Hook up a side gig with the specific goal of shoveling the money into your savings. Opening an account with the Urban Partnership Bank is not only a step…

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